How to check transfer bonus terms before sending money

Transfer bonuses can be useful, but the details matter more than the headline reward.

Start with the live offer

Check the provider app or website before sending money. Look for the exact reward amount, minimum transfer, eligible countries, expiry date, and whether the bonus applies to your payment method.

Compare the whole transfer

A bonus is only one part of the decision. Review the exchange rate, fees, delivery speed, recipient method, and support options before choosing a provider.

Keep proof

If a reward matters to you, keep screenshots of the offer and confirmation messages. They can help if support needs to review your account later.