Last updated June 27, 2026
How to claim a welcome bonus
A practical checklist for claiming a money transfer welcome bonus without missing signup, verification, or first-transfer requirements.
On this page
- Direct answer
- How it works
- What to check before using a code
A welcome bonus usually needs to be claimed before or during signup. If you create the account first and look for a code later, the provider may not let you add it.
Practical steps
- Choose the provider and route you want to use.
- Open the referral link or copy the code before creating the account.
- Check the live offer amount, expiry, minimum transfer, and eligible countries.
- Complete identity verification if required.
- Send the qualifying first transfer and keep the receipt.
Mistakes to avoid
- Sending less than the minimum transfer amount.
- Using a destination country excluded by the offer.
- Assuming a referral reward is paid instantly.
- Comparing only the bonus and ignoring fee and exchange rate.
Provider examples
- Taptap Send users should check sender and destination country eligibility.
- Wise users should confirm whether the referral invitation applies in their country.
- Remitly users should distinguish first-transfer promotions from referral rewards.
FAQ
Can I claim a welcome bonus after signup?
Usually no. Some providers may review account-specific cases, but many require the code or link before account creation.
Is a welcome bonus guaranteed?
No. Eligibility depends on the provider's current rules, verification, country, transfer amount, and payment method.