Reviewed by: BonusFoundry Editorial Team
Last reviewed:
Last content update:
Xe welcome bonus and referral program
Xe does not have a separate BonusFoundry referral code listed. Xe's official US Refer a Friend landing page says referrers get $50 for each referral and both users receive a gift card choice when the friend's transfer qualifies. The friend must register and enter the code on their first qualifying transfer. Use Xe's own Refer a Friend entry point or app code when the offer is available. Last reviewed by BonusFoundry: July 20, 2026.
Xe quick card
| Provider | Xe |
|---|---|
| Reward | The US page says the referrer gets $50 for each referral and both users get to choose a gift card if the friend makes a qualifying transfer. |
| Eligibility | Eligibility depends on Xe's active referral or promotion terms, sender country, account type, transfer route, verification status, and whether the user is new to the relevant Xe flow. |
| Minimum transfer | Xe's US landing page reviewed says the friend must make a first qualifying transfer. Check Xe's live referral flow for the current qualifying amount. |
| Where to enter the code | Use the provider's own referral or promo entry point before checkout when the live flow shows one. |
| Code or referral link | No separate BonusFoundry code is listed for this provider. |
| Typical transfer speed | Check the live route, payout method, verification status, and payment method before sending. |
| Last verified | July 20, 2026 |
| Official sources reviewed | Xe official website, Xe Send Money page, Xe US Refer a Friend, Xe Help Centre, Xe payment methods, Xe supported sender countries, Xe verification |
Key takeaways
- Open Xe's official Send Money or Refer a Friend flow.
- Confirm whether the referral offer is available for your country and account type.
- Get the referral code from the Xe app when using the official referral program.
- Make sure the friend enters the code on the first qualifying transfer.
- Review the minimum transfer, expiry, reward timing, and qualifying route in the live flow.
Reward summary
| Reward type | Gift card or provider-selected reward |
|---|---|
| Reward range | The US page says the referrer gets $50 for each referral and both users get to choose a gift card if the friend makes a qualifying transfer. |
| Qualifying transfer | Xe's US landing page reviewed says the friend must make a first qualifying transfer. Check Xe's live referral flow for the current qualifying amount. |
| Important notes | Use Xe's Refer a Friend entry point or app referral code when the offer is available for the account. |
Minimum transfer
Xe's US landing page reviewed says the friend must make a first qualifying transfer. Check Xe's live referral flow for the current qualifying amount.
If no fixed amount is listed here, check the provider's live offer before sending the first transfer.
Where to enter the code
- Step 1Provider referral entry point
- Step 2Offer or checkout screen
- Step 3Before paying for the qualifying transfer
Eligibility summary
| New users | Eligibility depends on Xe's active referral or promotion terms, sender country, account type, transfer route, verification status, and whether the user is new to the relevant Xe flow. |
|---|---|
| Existing users | Users whose account does not show Xe's current Refer a Friend terms. |
| Country restrictions | Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Guernsey, Hungary, Ireland, Isle of Man, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Switzerland, United Kingdom, United States, Australia, New Zealand |
| Verification requirements | Xe may ask for an identity document and selfie because it is a regulated financial service. |
How to claim the offer
- 1Open Xe's official Send Money page or US Refer a Friend page and check whether the offer applies in your region.
- 2Create or open your Xe account and select the transfer route.
- 3Review the rate, fee, recipient method, and delivery estimate.
- 4Use the referral code from the Xe app when the friend makes the first qualifying transfer.
- 5Proceed only after confirming the current terms.
Referral checklist
- Open Xe's official Send Money or Refer a Friend flow.
- Confirm whether the referral offer is available for your country and account type.
- Get the referral code from the Xe app when using the official referral program.
- Make sure the friend enters the code on the first qualifying transfer.
- Review the minimum transfer, expiry, reward timing, and qualifying route in the live flow.
- Complete any identity or payment verification Xe requests.
- Keep the offer terms and transfer receipt.
Provider facts
| Provider | Xe |
|---|---|
| Website | https://www.xe.com/ |
| Referral program | Xe's official Send Money page links to a US Refer a Friend landing page. |
| Last offer update | July 5, 2026 |
Verification requirements
| Identity verification | Xe may ask for an identity document and selfie because it is a regulated financial service. |
|---|---|
| Proof of address | Xe may request proof of address or source-of-funds documents depending on transfer amount, sending country, and receiving country. |
| Bank or payment verification | Funding and recipient checks vary by payment method, bank account, card, route, account type, and region. |
Country availability and payment methods
| Sending countries | Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Guernsey, Hungary, Ireland, Isle of Man, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Switzerland, United Kingdom, United States, Australia, New Zealand |
|---|---|
| Receiving countries | 200+ countries and territories according to Xe's official money-transfer messaging |
| Currencies | Route-specific currencies shown in Xe's transfer flow |
| Payment methods | Bank or wire transfer, Bank debit including ACH in the US, Debit card, Credit card, Interac for CAD where available, Express bank transfer where available, Bill payment in Canada where supported by bank, Osko for AUD where available, Recipient bank account, Cash pickup where available, Mobile wallet where available |
Best for
- Bank or wire transfer
- Bank debit including ACH in the US
Pros and cons
Pros
- Open an eligible Xe account in a supported country.
- Use Xe's official Refer a Friend flow or app referral code before the friend's first qualifying transfer when the offer is available.
- Complete any identity or account checks.
- The friend must enter the referral code on their first qualifying transfer under the US page reviewed.
Cons
- Use Xe's Refer a Friend entry point or app referral code when the offer is available for the account.
- The friend must enter the code on the first qualifying transfer under the US page reviewed.
- Personal and business account terms may differ.
- Country, route, verification, and transfer amount can affect eligibility.
Common mistakes
- Assuming business and personal accounts share the same offer rules.
- Comparing a bonus without checking the exchange rate.
- Relying on old promo-code pages.
- Assuming Xe's public referral entry point means BonusFoundry has a publishable Xe referral code.
- Forgetting that the friend must enter the code on the first qualifying transfer under the US page reviewed.
Troubleshooting missing rewards
| Problem | Possible reason | Suggested action |
|---|---|---|
| Reward missing | Confirm the offer was visible for your account type. | Compare the transfer against the provider's live offer terms, then contact provider support with the offer screen and transfer receipt. |
| Reward check 2 | Check transfer amount, currency route, referral-code entry, and verification status. | Compare the transfer against the provider's live offer terms, then contact provider support with the offer screen and transfer receipt. |
| Reward check 3 | Contact Xe support if an active offer appeared but did not apply. | Compare the transfer against the provider's live offer terms, then contact provider support with the offer screen and transfer receipt. |
Country-specific notes
| Note 1 | Xe availability and account features vary by country. |
|---|---|
| Note 2 | Business transfers may have different rules from personal transfers. |
| Note 3 | Currency route and minimum transfer amount can affect eligibility. |
| Note 4 | A public US Refer a Friend page should still be checked against the user's local Xe flow. |
Xe FAQ
What is the Xe referral code?
Xe does not have a separate BonusFoundry referral code listed. Use Xe's own live promo, referral, or first-transfer offer when it appears.
How much is the Xe referral or welcome reward?
The US page says the referrer gets $50 for each referral and both users get to choose a gift card if the friend makes a qualifying transfer.
What is the minimum qualifying transfer for Xe?
Xe's US landing page reviewed says the friend must make a first qualifying transfer. Check Xe's live referral flow for the current qualifying amount.
Who is eligible for the Xe referral or welcome offer?
Eligibility depends on Xe's active referral or promotion terms, sender country, account type, transfer route, verification status, and whether the user is new to the relevant Xe flow.
How do I use the Xe code or referral offer?
Use Xe's own referral, promo, or first-transfer offer when it appears in the live provider flow.
When do I receive the Xe reward?
The US landing page says both users get rewarded if the friend's transfer qualifies; exact processing timing was not verified from the static page.
Why didn't I receive the Xe reward?
Confirm the offer was visible for your account type.
Can existing Xe users participate?
Users whose account does not show Xe's current Refer a Friend terms.
Does Xe have a public referral program?
Yes. Xe's official Send Money page links to a US Refer a Friend landing page. Use Xe's own referral entry point or app code when the offer is available for your account.
How much is the Xe US referral reward?
Xe's US Refer a Friend page says referrers get $50 for each referral and both users get to choose a gift card when the friend's transfer qualifies.
Should I use Xe only for a bonus?
No. Compare rate, fees, delivery timing, account type, and recipient requirements before choosing any provider.
Can Xe referral terms vary by country?
Yes. Check Xe's live referral or transfer flow for your country before relying on a reward.
Official sources
| Official link | Type | What was verified | Last checked |
|---|---|---|---|
| Xe official website | Official provider source | Provider rules, availability, support, or verification details reviewed | July 20, 2026 |
| Xe Send Money page | Official provider source | Provider rules, availability, support, or verification details reviewed | July 20, 2026 |
| Xe US Refer a Friend | Official provider source | Provider rules, availability, support, or verification details reviewed | July 20, 2026 |
| Xe Help Centre | Official provider source | Provider rules, availability, support, or verification details reviewed | July 20, 2026 |
| Xe payment methods | Official provider source | Provider rules, availability, support, or verification details reviewed | July 20, 2026 |
| Xe supported sender countries | Official provider source | Provider rules, availability, support, or verification details reviewed | July 20, 2026 |
| Xe verification | Official provider source | Provider rules, availability, support, or verification details reviewed | July 20, 2026 |
Support
| Support email | Use the provider support page for current contact options. |
|---|---|
| Help center | Use Xe's official Help Centre or logged-in support flow for account-specific referral, payment, and transfer questions. |
| Support URL | https://www.xe.com/ |
Update history
| July 5, 2026 | Verified Xe's US Refer a Friend page, $50 referrer reward, gift-card reward type, app-code flow, first qualifying transfer requirement, supported sender countries, payment-method matrix, verification requirements, and support channels. |
|---|---|
| June 28, 2026 | Verified that Xe has an official public Refer a Friend entry point and positioned the page around using Xe's own referral flow when available. |
| June 27, 2026 | Provider page converted to structured knowledge sections and cautious offer wording. |
Related resources
- Xe referral code
Detailed code, link, eligibility, and reward timing guide.
- How referral codes work
- How to claim a welcome bonus
- How to avoid missing a signup bonus
- What to check before using a money transfer referral link
- Can I use a referral code after signing up?
- Why did I not receive my referral bonus?
- Do referral codes work in every country?
- Do I need identity verification to receive a bonus?
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